Regulation & Compliance services for
Regulated Businesses
Working with Regulated Businesses
We at RACO recognise that regulation and compliance can be a daunting prospect.
This is why we work with businesses to create compliance structures that simplify policies and procedures wherever possible to create environments where compliance integrates into the business effectively.
Anti-Money Laundering
We work with multiple businesses nationwide to ensure full compliance with Money Laundering Regulations 2017 and wider regulations and legislation monitored by regulatory bodies.
Compliance
In addition to Anti-Money Laundering, we also work with businesses that are required to comply with a variety of other regulations and legislation, including the Bribery Act 2010 and GDPR.
Our Sectors
Our Expert Compliance Managers work across a range of sectors and regulators, including banks, insurers and solicitors. Click below for our full list of sectors that we service.
Is your Business Compliant?
Successful and effective compliance requires focus, but it is achievable.
By developing an approach to compliance that is easy for staff to understand and follow, you will enable regulators to swiftly identify your business’s compliance infrastructure.
Our Work
We will ensure that your business can manage its regulatory obligations and will work with you to reach the required standard without interfering with its functional operation.
Our Value
Allow RACO to contribute our knowledge and expertise to your business. Our value to any business is working with you as an outsource partner or in conjunction with internal resources.
Our Goal
Foremost, we work hard to ensure our clients maintain full peace of mind. By working with Regulation & Compliance Office, staff and management alike can rest assured that all compliance and regulation matters are being seen to.
This enables business owners and staff to focus on service or product delivery, generating income.
Latest Insights
When Your Buyer’s Deposit Comes from Crypto: What Estate Agents Need to Know
Crypto Is No Longer a Niche Risk in Property The 2025 National Risk Assessment states that property transactions appear in almost every money laundering typology and predicate offence, and the property sector overall is assessed as high risk. This is nothing new; estate agents sit at the front of that…
The £10,000 Cash Trigger: What the 2026 Threshold Change Means for HVDs and Art Market Participants
Cash Thresholds and AML Compliance Obligations for High-Value Dealers and Art Market Participants When we published our previous guide on the Money Laundering Regulations 2026 changes now in place, one of the amendments we flagged was the switch from euro-denominated thresholds to sterling. For high-value dealers and art market participants,…
Do You Need a Regulation 21 AML Audit? Most Regulated Businesses Do
There is often the misconception among regulated businesses that a Regulation 21 audit is something only large organisations need to worry about. Banks, large national corporations, and businesses with a dedicated compliance department. For smaller businesses, there is sometimes a myth that they are too small for these requirements to…
Preparing for an HMRC AML Inspection: An Audit-Ready Checklist for Accountants
HMRC Anti-Money Laundering Inspection An HMRC anti-money laundering inspection can feel daunting, particularly for an independent accountancy practice without a large compliance function. The good news is that HMRC inspections are rarely about catching out sophisticated criminals. They are about whether your paperwork holds together and whether what you do…
Source of Funds vs Source of Wealth: Where Estate and Letting Agents Are Still Getting It Wrong
In our recent article, Cash Buyers and Property Transactions: The Due Diligence Your Agency Needs to Be Doing, we looked at why funding routes that sit outside the mortgage system carry elevated money laundering risk. In follow-up, this guide focuses on the part of that process estate and letting agents…
AML Failures Catching Regulated Businesses Out – HMRC Penalties by Sector
In an earlier article, we highlighted how it is often the fundamentals, rather than complex laundering schemes, that bring regulated businesses to HMRC’s attention. Read that article here, ‘Recent AML Fines: Why Regulated Businesses Are Still Getting the Basics Wrong’. Recent HMRC Enforcement Data – Important lessons for Regulated Businesses…
Contact us
If you would like to discuss our services in more detail, contact us at 0203 985 8550 or email us at info@regulationandcomplianceoffice.co.uk